How it works

Homesafe Debt Free Equity Release allows you to access the equity in your home in a secure and cost effective manner.

• You receive a cash amount in exchange for a fixed percentage of the future sale proceeds of your home
• You can take any amount between $25,000 and $1,000,000. Homesafe also limits the fixed share of your future sale proceeds that you can sell to 65%, to ensure you and your estate retain equity in a substantial part of your home
• You live in your home until death, or until you decide to sell for any reason
• You cannot be evicted at any time
• There are no rental or any additional Homesafe payments until you or your surviving partner passes away or you choose to sell your home
• Repayment of the fixed percentage is made from the sale proceeds of your home when it is sold - after your death, or earlier, if you decide to sell for any reason.

We make sure there are fair outcomes in all circumstances.

Homesafe Debt Free Equity Release gives you a fair outcome, including rebates in the event that:

• Your home is sold earlier than expected
• The sale value of your home is greater than projected property value growth rates set in the contract for your Homesafe Debt Free Equity Release.